Preheat oven to 375°F.

Heat oil in a medium skillet over medium-high heat. Brown ground beef until fully cooked. Add taco seasoning and water and cook until water and thickens to a sauce.

In a large cast iron skillet (or other baking dish) layer potato chips, taco beef, half of the cheddar cheese, pickled onions, pickled jalapenos, and other half of cheddar cheese.

Bake for 5-7 minutes, until cheese if bubbly and fully melted.

Serve with sour cream, pico de gallo, and guacamole.